At LAPFCU, we’re dedicated to helping our young members achieve a head start on the path to financial success with educational programs designed to help children and teens learn to make smart savings and money choices. We’ve created two unique programs that will give your children or grandchildren financial knowledge that isn’t taught in schools.

M3 Money Club (Ages 5 – 12)

Your children learn valuable lessons as they join super savers Cash and Violet while they prevent the evil Dr. Spendit from stealing all the money in the world! They also get the following for FREE when you sign them up:

  • Safe, engaging interactive website with comics, puzzles, podcasts, quizzes, games, savings tips, and more
  • Quarterly newsletter
  • Annual birthday card
  • Starter kit with M3 draw string bag, calculator, pencil, pencil sharpener, ruler, coin collector kit, savings passbook
  • Cash and Violet action figures just for making deposits

Elements of Money®* (Ages 13 – 17)

Elements of Money* is a FREE program that engages teens and teaches them life skills that help prepare them for adulthood. Elements of Money gives young members access to financial resources, engaging social media content, educational videos and more!

The website features:

  • Financial education articles
  • Podcast library
  • Educational videos and quizzes
  • Social media content and contests

Take advantage of this free resource and learn how to start saving money, get a job, buy a car, prepare for college and much more! Plus, you’ll be able to learn by playing games, taking fun quizzes or listening to podcasts.

See what Elements of Money is all about! Learn more here.

*Elements of Money is not insured by the NCUA or any other government agency, is not Credit Union guaranteed, is not a deposit, and is not a condition to any banking service or activity. Elements of Money is a financial information and content resource for teens provided by Subcat, Inc. For additional information, please visit