How do you beat 0% financing? With LAPFCU Auto Financing.

When presented with the option of zero percent financing or a dealer rebate, pick the rebate, and here’s why!

Example Vehicle $29,0000% Financing (No Rebate)LAPFCU 1.24% Fixed APR2 + $4,0005 Rebate*
Term 60 Months60 Months
Down payment$0.00$0.00
Monthly payment$483.33$429.93 ($58.58 p/month savings) $3,204.00 over loan term.

Call LAPFCU today so we can help you determine what the best financing for you is!

Additional loan discount with

Longer Term LAPFCU Vehicle Financing Can Greatly Reduce Your Monthly Payments

Living within your monthly budget can sometimes mean making compromises. Now with up to 10-year LAPFCU financing,1 you can get the car, SUV, or truck at the top of your list—with surprisingly low monthly payments. Plus, our longer-term financing can help put a boat or motorcycle in your driveway, too.

LAPFCU also offers:

  • Zero down payment3
  • 125% financing on new auto loans3
  • Exclusive Member rates

Apply for your pre-approval today or call 877-MY-LAPFCU (877-695-2732) for details.

110-year term financing only available for new auto loans of $25,000 or more. Payment example (Rate effective March 12, 2018): A 120-month loan of $25,000 at 5.74% fixed APR will have 120 monthly payments of $274.35. Actual APR offered may be higher depending upon applicant’s credit rating and other underwriting factors.

2APR =Annual Percentage Rate. Rate effective March 12, 2018. To qualify for 1.99% fixed APR for 60 months requires FICO score of 800 or greater. May not be used to refinance an existing LAPFCU vehicle loan. All rates, terms, and promotional offers are subject to change without notice. Restrictions may apply, ask for complete details.

3Zero down payment and up to 125% financing of retail value, including tax, license, document fees and service maintenance contracts, on approved credit.

4Member Benefits is available to all LAPFCU members in good standing who qualify. Member must fulfill Member Benefit Program requirements in order to receive incentives. Program subject to change or cancellation at any time and restrictions may apply. Ask for details. The following loan types are excluded from Member Benefits rate reductions: Real estate loans, mobile home loans, unsecured lines of credit, credit cards, share loans and share certificate loans.

5Manufacturer rebates vary. Higher and lower rebates will change monthly payments. Rebate amount cited for example only.