Lock It & Love It

HomeAdvantageIntroducing LAPFCU No Closing Cost Mortgage Options1

Get the LAPFCU mortgage you need, plus:

  • No closing cost options1
  • Once you apply, lock your interest rate in anytime before we prepare closing documents
  • Competitive rates for members
  • Mortgages for purchase and refinance, including traditional Fixed-Rate and Adjustable Rate Mortgages (ARM) 2, FHA and Jumbo loans3

Mortgage rates may rise.

Don’t wait for rates (and your monthly payment) to go up. Lock in a rate on a home loan with no closing costs now! Start your home loan application here. Or call 877-MY-LAPFCU (877-695-2732) and ask to speak with a Mortgage Loan Officer.

1No closing cost option does not include cost of appraisal fees, title policy fees, recording fees, verification of employment fees, or down payment. Restrictions apply, ask for details. 2Rate may increase or decrease during the term of the agreement. 3FHA and Jumbo mortgages provided by CU Partners, a correspondent lender. 4The HomeAdvantage program is made available to you through a relationship between LAPFCU and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using LAPFCU for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. LAPFCU may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. 0218-97