You can easily find and finance whatever type of vehicle you’re looking for, thanks to LAPFCU’s comprehensive vehicle-loan program. We’re there for you throughout the entire process—finding, purchasing and even helping with the insurance referral for your new or used vehicle.

Our low-interest-rate vehicle loans have flexible monthly payment terms that meet your needs:

  • No loan origination fees
  • No application processing fees
  • Fixed AND variable1 rates
  • With Member BenefitsSM, you can save an extra 0.75% on your loan rate2!

Our Current Rates:


You’ll experience a fast, easy pre-approval process that lets you know exactly how much you have to spend at a car sale or dealership.

Get Insured

When you’re ready to drive, we provide competitively priced insurance through LAPCUSO Insurance Services3

Find Your Vehicle

After you’ve been pre-approved, check out our member-only Auto-Buying Guide for comprehensive information about smart auto purchasing and Autoland, our concierge auto-purchase service. LAPFCU also hosts member-only vehicle sales with exclusive pricing throughout the year!

CUDL® Autosmart

Visit the educational CUDL website and click on CU Member. You’ll learn how you can conveniently obtain LAPFCU financing on-the-spot at participating auto dealerships.

A Loan Like a Lease: POLEASE
If you prefer the flexibility of a lease arrangement, we offer the POLEASE loan program for those who prefer to drive a new vehicle every few years. For more information about this program, please contact us at 877-MY-LAPFCU (877-695-2732).

1Variable rate may increase or decrease during the term of the loan. 2Member must fulfill Member Benefits Program requirements in order to receive incentives. Program is subject to change or cancellation at any time without notice. Restrictions may apply. Ask for details or visit Member Benefits incentives may not be combined with any other offers. Consult your tax advisor. 3Insurance services provided by Bichlmeier Insurance Services, Inc. CA license #OB26427.