Calculate Now Don’t hassle with excessive fees and high credit card rates. You’ll find it easy to manage your credit with LAPFCU Visa® credit cards.

We offer two card options for adults, and a My First Visa option for our youth members.

  • NO ANNUAL FEES
  • NO BALANCE TRANSFER FEES
  • 6-month introductory rate of 0.00% APR1
  • As low as 8.15% APR thereafter for Platinum Rewards Visa, 12.99% APR for Visa Classic
  • Cash advances at ATMs with the Visa logo2
  • Free travel insurance3
  • Latest in anti-fraud technology: EMV Chip (learn more)

Visa Classic

Platinum Rewards Visa

My First Visa

Up to $100,000 limitEarn Rewards Points

Up to $100,000 limit

Up to $1,000 limit
Low non-variable rateCompetitive variable4 rateLow non-variable rate
FREE travel insurance3 up to $500,000FREE travel insurance3 up to $1,000,000FREE travel insurance3 up to
$500,000
Auto Rental Collision Damage
Waiver- personal
 

EMV Chip Technology

Auto Rental Collision Damage
Waiver- persona
l  

EMV Chip Technology

Auto Rental Collision Damage
Waiver- persona
l
 

EMV Chip Technology

Visa Classic

With low minimum payments, no annual fee and a low non-variable APR, our Classic Visa card is an excellent value. APPLY NOW

Platinum Rewards Visa

A high-limit credit card with a competitive variable rate4 and daily cash advance withdrawal limits of up to $1,000. The Platinum Rewards Visa also lets you earn one LAPFCU Total Rewards Point for every $1 you spend (click here for more info on Rewards Points in general). Use your points for cash-back rebates5, travel, merchandise and more. Your points never expire and you can combine them with Performance Checking Total Rewards Points for even greater rewards–you can even combine points from other accounts in your LAPFCU household! APPLY NOW

My First Visa

This is a great option for first-time or student cardholders, who can build credit with low minimum payments and low, non-variable APR1. (Borrowers under 21 must submit an application and obtain the signature of a qualified LAPFCU member as a co-signer or joint applicant.) APPLY NOW

An active Visa with two posted monthly transactions helps you qualify for Member Benefits℠, which gives you even MORE discounts and perks!

An active Visa with four posted monthly transactions helps you qualify for Member Benefits℠, which gives you even MORE discounts and perks!

CHECK RATES

EZ Card Info

Pay your bills and manage your account online anytime, anywhere, 24 hours a day and seven days a week.You can also access your credit card information within PATROL Online Banking directly.

Verified By Visa®

Enjoy added security for all your online Visa card purchases at no additional charge. This protects you and your Visa account from unauthorized charges. Sign up for this free service.

Lost or Stolen Visa Card? Call 800-325-3678

Platinum Rewards Visa® Credit Card Pricing Information.

Classic Visa® Credit Card Pricing Information.

Classic Visa® Credit Card Agreement & Federal Truth-In Lending Disclosure statement.

Platinum Visa® Credit Card Agreement & Federal Truth-In Lending Disclosure statement.

1APR = Annual Percentage Rate. APR effective March 1, 2015. 0.00% introductory APR will continue for six months. After that the APR as of March 1, 2015 for Visa Classic non-variable is 12.99% APR to 17.90% APR based on your creditworthiness; for Platinum Rewards Visa is a variable APR of 8.15% APR to 17.90% APR based on your creditworthiness. APR subject to change. 2Cash advance transactions are subject to a cash advance fee which shall be the greater of $2.00 or 2% of the amount of the advance which is posted to the account during the billing cycle, but not to exceed $25.00 per cash advance. Cash advances do not have a grace period, finance charges will be assessed starting the day the charge is posted to your account. 3Travel tickets must be purchased with this card.4Variable rate may increase or decrease during the time of the agreement. 5Cash rebates applied as a credit to share account balances.