Frequently Asked Questions

As part of our continuous commitment to bring you the finest financial products and services, LAPFCU offers convenient, value-packed checking account options — with no monthly checking maintenance fees and unlimited domestic ATM fee reimbursements!1

If you are currently paying checking account fees elsewhere, you’ll definitely want to take a close look at these options. Over time, your savings will really add up.

If you’re ready to stop paying monthly fees, make the switch to an LAPFCU checking account today and contact us at 877-695-2732.

 

1Cash reimbursements for domestic ATMs only.

2Three percent (3%) cash back on debit card purchases up to a total cash back of $7.50 per monthly qualification cycle. The following activities do not count toward earning cash back on debit card purchases: ATM-processed transactions and transfers between accounts. If member meets monthly requirements, three percent will be credited to Cash Back Checking Account after monthly end of qualification cycle processing. No minimum balance required, however you must deposit a minimum of $25 to open the account. If you do not meet the requirements per qualification cycle, your account will not earn cash back nor will ATM fees be reimbursed. Qualification cycles will vary from your statement period. One Cash Back Checking Account per member.

3APY = Annual Percentage Yield. LAPFCU may change the dividend rate at any time. Each cycle the minimum requirements are met, 0.50% APY will be paid on balances between one penny and $15,000, as well as 0.05% APY paid on all amounts above $15,000 respectively. Rates as of February 12, 2018. No minimum balance required, however you must deposit a minimum of $25 to open the account. If you do not meet the requirements per qualification cycle, your account will not earn dividends nor will ATM fees be reimbursed. Qualification cycles will vary from your statement period. One Performance Checking Account per member. 0218-76