EFFECTIVE DATE: February 2, 2012
| 6 months (180 - 364 days) | 0.20% | 0.20% |
| 1 year (365 - 729 days) | 0.30% | 0.30% |
*APY = Annual Percentage Yield. Minimum balance required to earn disclosed APY:
Youth Term Share Certificate - $100.00 minimum to open.
A penalty may be imposed for early withdrawal.
The Dividend Rate and APY for each Youth Share Certificate Account are set forth above. The Dividend Rate and APY on all Term Share Certificates are subject to change at any time, as determined by the Credit Union's Board of Directors. If a Term Share Certificate Account were opened, the applicable Dividend Rate and APY set forth above would be paid for the length of the term listed for such account.
All Rates and Terms are subject to change without notice.
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