EFFECTIVE DATE: July 24, 2014
|Freedom Loan - Fixed Rate Closed End Personal Loan|
Unsecured personal loan rates are subject to creditworthiness, ranging from low to high shown.
All Rates and Terms are subject to change without notice.
*APR = Annual Percentage Rate.
**Variable rates may increase or decrease during the term of the loan.
Payment Example (Rate effective 1/13/14): Unsecured Line-of-Credit: A loan at 12.9% fixed APR would have 50 monthly payments of $26.00 per $1,000 borrowed.
Payment Example (Rate effective 1/13/14): Closed End Freedom Loan: A 3 year loan at 11.40% fixed APR will have 36 monthly payments of $32.93 per $1,000 borrowed.
All loans are subject to creditworthiness.
*****APR Reductions of up to 0.50% APR reductions include 800 or greater FICO score, 0.15% member benefits discount, 0.10% online loan application discount, and 0.25% automatic payment discount. Must qualify for Member Benefits program at time of funding. Go to http://memberbenefits.lapfcu.org for complete details.Any loan rate reduction will remain in place for the term of the loan. Program rate reductions may not be combined with any other promotion. The following loan types are excluded from rate reductions: real estate loans, unsecured lines of credit, credit cards, share loans, share certificate loans, and stock & bond loans. Program rate reductions may not be combined with any other promotion.