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IRA Certificates

EFFECTIVE DATE: July 24, 2014


*APY = Annual Percentage Yield. Minimum balance required to earn disclosed APY:

    IRA Certificate - $500.00
    IRA Jumbo Certificate - $50,000.00
    IRA Super Jumbo Certificate - $100,000.00
    A penalty may be imposed for early withdrawal.

The Dividend Rate and APY for each IRA Share Certificate Account are set forth above. The Dividend Rate and APY on all IRA Term Share Certificates are subject to change at any time, as determined by the Credit Union's Board of Directors. If an IRA Term Share Certificate Account were opened, the applicable Divided Rate and APY set forth above would be paid for the length of the term listed for such account.

**Member Benefits rate bonus is applicable for new and renewing IRA Certificates. Any rate bonus received will remain in effect for the term of the certificate. Program Rate bonus may not be combined with any other promotion. If You qualify for Member Benefits upon certificate renewal, rate bonus will automatically be applied.

All Rates and Terms are subject to change without notice.

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