EFFECTIVE DATE: February 2, 2012
| Fixed Rate Equity Loan | Up to 80%** Loan to Value | |
| Up to 84 months | 6.490% | |
| 85 - 120 months | 6.500% | |
| 121 - 180 months | 6.740% | |
| 181 - 240 months | 6.875% |
*APR = Annual Percentage Rate.
Minimum loan amount $5000
**LTV's above 70% must be owner occupied. Maximum term on non-owner occupied properties is 15 years.
Loans available on 1-4 family dwellings.
Equity Home Loans are available for properties located in California, Arizona, Colorado, Idaho, Montana, Nevada, Oregon and Utah.
Payment Example (Rate effective 04/08/10): A $35,000 fixed rate home equity loan at 80% Loan to Value at 6.73% fixed APR would have 84 monthly payments of $523.64.
All loans are subject to creditworthiness.
All Rates and Terms are subject to change without notice.
