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Auto Loans

EFFECTIVE DATE: July 29, 2014

125% financing of retail value, plus tax, license, document fees and service maintenance contracts, on approved credit.

All Rates and Terms are subject to change without notice.

*APR = Annual Percentage Rate. **Rates may increase or decrease during the term of the loan.

Payment Examples (Rate effective 11/1/13): New Auto Loan: A 5 year loan at 0.95% fixed APR will have 60 monthly payments of $17.08 per $1,000 borrowed.

*** Loan amounts to $5,999 - up to 48 months.  ****Does not apply to inhouse refinances.

*****APR = Annual Percentage Rate. Rates as low as 0.95% fixed APR for up to 60 months on new and used auto loans. To qualify for the 0.95% fixed APR requires FICO score of 800 or greater, and member must qualify for Member Benefits. Actual APR offered may be higher depending upon applicant’s credit rating and other underwriting factors (Member must apply online, participate in automatic payment program and qualify for Member Benefits program at time of funding). Go to for complete details. Can be used for LAPFCU refinances, only when the loan balance increases by $2,500 or more. All rates, terms, and promotional offers are subject to change without notice. Cannot be combined with any other offer. Restrictions may apply, ask for complete details.


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