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Mobile Home Loans


Many people today choose homeownership in the form of a mobile home. Our mobile home loans can be financed at affordable fixed or variable* rates - the choice is yours.

  • Click here to check out our current rates!
  • Take an additional 1/4% off your rate by doing one of the following:
    • Schedule automatic transfers from your checking or savings account
    • Open a direct deposit account, to transfer payments
  • Finance up to 80% of the retail value of a new mobile home, or 80% of the wholesale** value on a used mobile home
  • Select your term on a new mobile home up to 180 months*** (amount financed must exceed $30,000 for terms 120 months*** and above)
  • Refinance your previously purchased mobile home rate that is financed elsewhere, with a new mobile home rate until it is six months old
  • The dwelling must be owner occupied to qualify for financing. The dwelling may not be permanently affixed to a foundation

 

*APR may increase over the term of the loan agreement. **Wholesale is determined by calculating 67% of the appraisers stipulated market value.

***Payment Example (Rate effective 2/27/13): New Mobile Home: A 15 year loan at 11.25% fixed APR would require 180 monthly payments of $11.52 per $1,000 borrowed.

 


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