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Fee Disclosures
 

LAPFCU Schedule of Fees

 

Share Accounts
Share (S1) Monthly Maintenance Fee (waived if you maintain an average daily balance of at least $250 and waived if you have not reached your 24th birthday) $5.00
Returned Deposited Item $25.00
Merry Money Account Early Withdrawal $20.00 per account
Checking, Money Market & IRAs
Account Set-up FREE
Monthly Maintenance Fees
(if account requirements are not met):
Performance Checking (S7) (fee waived for members under age 18) $4.99
Free Checking with Direct Deposit (S8) (fee waived for members under age 18) $3.99
E-Benefit Benefit Checking (S11) (fee waived for members under age 24) $2.99
Check Printing Fees At Cost
Checks Processed (per item) NO CHARGE
Withdrawals in Branch NO CHARGE
Telephone Transfer NO CHARGE
Returned Check or Other Debit (per item) $25.00
NSF Item Paid Next Day (per item) $25.00
Returned Deposited Item (per item) $25.00
Overdraft Transfer from Line of Credit (LOC) No fee
Overdraft Transfer from other accts (per transfer) $5.00
Stop Payment (per item, CODE 3 or PATROL Online Banking) $20.00
Stop Payment Order (LAPFCU Assisted) $25.00
Photocopy of Paid Check (2 free per mo.) $2.00 per copy
(Checks paid during the last 3 months, free on PATROL)
Statement Copy $5.00 per statement
(Last 12 months statements FREE on PATROL)
Overdrawn Account (per item) $25.00
Regulation D limit exceeded (per item) $25.00
Overdraft Privilege Service (ODP) Fee (per item) $25.00
Dormant account (per year) $5.00
IRA Account Closure $20.00 per account***
Share Certificates
Penalty for Early Withdrawal
3 months - 1 year term 31 days of dividends
Terms greater than 1 year 90 days of dividends
QuickDraw ATM (Automated Teller Machines)
QuickDraw ATM Card $8.00 w/Share Account**
FREE w/Checking Account
QuickDrawPLUS ATM/Debit Card FREE w/Checking Account
Replacement Card (per card) $8.00
Rush ATM or Debit Card Reissue $25 per card
PIN Reissue FREE
Withdrawal at LAPFCU QuickDraw ATM FREE
Withdrawal at CU Service Center ATM FREE
Withdrawal at Other ATM
(Fee may be imposed by other financial institution)
FREE
Deposit at CO-OP ATM FREE
Deposit Adjustment (per deposit) $4.00
Classic Visa®
Annual Fee None
Cash Advance Fee1

2.0%
Minimum $2.00
Maximum $25.00

Balance Transfer Fee None
Late-Payment Fee $15.00
Over-The-Credit-Limit-Fee $15.00
Returned Payment Fee Maximum $25.00
Rush Credit Card Reissue $25.00
Platinum Rewards Visa®
Annual Fee None
Cash Advance Fee1

2.0%
Minimum $2.00
Maximum $25.00

Balance Transfer Fee None
Late-Payment Fee $15.00
Over-The-Credit-Limit-Fee $15.00
Returned Payment Fee Maximum $25.00
Rush Credit Card Reissue $25.00
Other LAPFCU Services
Notary Service (LAPFCU-Related) FREE
Non-LAPFCU-Related Notary Service $5.00 per occurrence
Cashier's Check $5.00 each
Money Order $4.00 each
American Express® Gift Card $3.00 each
Traveler's Checks $5.00 per pack
Outgoing Wire Transfer (Domestic) $25.00 per transfer
Outgoing Wire Transfer (International) $35.00 per transfer
Incoming Wire Transfer (Domestic) $15.00 per transfer
Incoming Wire Transfer (International) $15.00 per transfer
Account Research $24.00 per hour
Telephone Transaction FREE
Code 3 Transaction FREE
PATROL Transaction FREE
COPS on PATROL (online bill pay) FREE
COPS on PATROL - Expedited Services

$4.00 ACH
$25.00 check

Coinstar machine (at Van Nuys branch) 5% of value
Late Consumer Loan Payment 3% of payment due
Holiday Cash Pack $1.00 per pack
Returned Mail $3.00 per statement
Levy $35.00 per levy
Verification of Deposit or Mortgage $5.00 per verification

*Fees may differ for services provided if you use a Service Center location in a different region. **Waived if member also has an LAPFCU checking account.  ***Account will also be closed.

1Cash Advance transactions are subject to a Cash Advance Fee which shall be the greater of $2.00 or 2% of the amount of the advance which is posted to the Account during the billing cycle, but not to exceed $25.00 per Cash Advance. Cash advances do not have a grace period, finance charges will be assessed starting the day the charge is posted to your account.


All Rates and Fees are subject to change.

To view other rates, click here


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