If you are unable to make your mortgage payment or if you are having trouble keeping up with your mortgage payments, LAPFCU suggests the following:

• If you are receiving letters from your lender -- don't ignore them!
• Contact your lender immediately if you are experiencing difficulties – studies find that borrowers are often embarrassed to admit they’re having difficulties which leads to greater problems.
• Call the HUD-approved Housing Counseling Agency Toll FREE (800) 569-4287 / TTY (800) 877-8339 for advice.

If you have a mortgage with LAPFCU and are having problems, contact us immediately as we have options and steps to help you out! When calling LAPFCU be sure to have the following information at hand:

• A copy of your family budget
• A copy of your financial statement
• Proof of income
• A copy of most current mortgage statement(s)

Ask for our Collections Department at (877) MY-LAPFCU (695-2732). They can help.

LAPFCU Offers These Tips to Avoid Foreclosure