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Credit & Loans
 


New & Used Auto Loans


When it comes to new or used automobile loans, LAPFCU low interest rates and extended terms for up to 84 months* for new and used autos.  That means payments you can afford for the car that you want! Our auto loans also feature:

  • Up to 125% financing of retail value plus tax, license, document fees and service maintenance contracts, on approved credit.
  • Affordable payments with terms up to 84 months*.
  • You can choose a fixed or a variable** rate.
  • Qualifies for Loyalty Discount.

Plus, an opportunity to save an additional 1/4% by doing one of the following:

  • Make payments with payroll deductions
  • Schedule automatic payment transfers from your checking or savings account
  • Open a direct deposit account, to transfer payments

(Promotional Rates Are Excluded)

*Minimum loan amount of $25,000 required to qualify for 84 month term on new and used autos. **Variable rates may increase or decrease during the term of the loan.

Payment Example (Rate effective 12/04/09): New Auto Loan: A 7 year loan at 4.50% fixed APR will have 84 monthly payments of $13.91 per $1,000 borrowed.


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