Borrow against your portfolio's value without selling your shares.
Rates: Annual percentage rate - lowest published broker call rate as listed in the Wall Street Journal - rounded up to the nearest 1/4% - plus the appropriate percentage for the term requested:
| VARIABLE* Payroll or Auto Transfer |
Cash Pay | FIXED Payroll or Auto Transfer |
Cash Pay | |
| Single Pay: Up to 12 months: |
N/A | Plus 1.00 |
N/A | Plus 1.75 |
| Amortized: Up to 60 months |
Plus 2.00 |
Plus 2.25 |
Plus 2.50 |
Plus 2.75 |
| Up to 120 months: | Plus 2.50 |
Plus 2.75 |
Plus 3.00 |
Plus 3.25 |
* Rate may increase or decrease during the term of the loan.
All loans are subject to creditworthiness.
All Rates and Terms are subject to change without notice.
Payment Example (Rate effective 12/04/09): Stock Loan: A 60 month loan for $10,000 at 4.00% fixed APR would have 60 monthly payments of $184.18 per month. Based on call rate of 2.00% as of 10/22/09.
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