Many people today choose homeownership in the form of a mobile home. Our mobile home loans can be financed at affordable fixed or variable+ rates - the choice is yours.
- Click here to check out our current rates!
- Take an additional 1/4% off your rate by doing one of the following:
- Make payments with Payroll Deduction
- Schedule automatic transfers from your checking or savings account
- Open a direct deposit account, to transfer payments
- Finance up to 80% of the retail value of a new mobile home, or 80% of the wholesale** value on a used mobile home
- Select your term on a new mobile home up to 180 months*** (amount financed must exceed $30,000 for terms 120 months*** and above)
- Refinance your previously purchased mobile home rate that is financed elsewhere, with a new mobile home rate until it is six months old
- The dwelling must be owner occupied to qualify for financing. The dwelling may not be permanently affixed to a foundation
*APR may increase over the term of the loan agreement. **Wholesale is determined by calculating 67% of the appraisers stipulated market value.
***Payment Examples (Rate effective 12/04/09):
New Mobile Home: A 15 year loan at 12.00% fixed APR with 0% down would require 180 monthly payments of $12.01 per $1,000 borrowed.
Used Mobile Home: A 12 year loan at 12.25% fixed APR with 0% down would require 144 monthly payments of $13.30 per $1,000 borrowed.
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