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Credit & Loans

Platinum Rewards Visa®

Total Rewards powered by ScoreCard®

Earn points on your Platinum Rewards Visa®  just for purchasing everyday items!

  • Earn cash back rebates*, travel, brand-name merchandise and more
  • Receive 1 point for every $1 spent
  • Balance Transfers receive 1 point for every $1 transferred (plus no fees!).  Click here to download the transfer form.
  • Points never expire
  • Combine with Performance Checking points for even greater rewards

Get your card today and receive 1,000 Bonus Points!  APPLY NOW!

View ScoreCard® Rewards


Total Rewards Program Rules, Regulations & Redemption Disclosure

†Cash rebates applied as a credit to share account balances.

Platinum Rewards Visa® Credit Card Features:

  • 0.00% APR* six-month introductory rate on all purchases, balance transfers and cash advances**
  • Competitive low variable*** rates
  • Limits up to $100,000
  • No annual fee
  • Rewards to earn points for airline mileage, merchandise and more 
  • Higher ATM limit - $1,000
  • Cash advances** available at LAPFCU branches or ATMs displaying the Visa® logo
  • PIN (Personal Identification Number) available for Visa® ATM access
  • Free automatic travel accident insurance up to $1,000,000 (when travel tickets are purchased with this credit card)
  • Auto Rental Collision Damage Waiver - Personal

To apply for an LAPFCU Platinum Rewards Visa® Credit Card:

Click here for information on Score Card Rewards

  • For primary members (have your share account number on hand) - Call our 24-Hour Lending Center by using Anytime Access at 877-MY-LAPFCU (877-695-2732), press 3 or apply now!
  • Non primary member (but in our field of membership) - Call 877-MY-LAPFCU (877-695-2732), or stop by any of our branches to obtain more information.

Lost or Stolen Visa Card? Call 800-325-3678

To request a statement date change, click here.

View LAPFCU's Platinum Rewards Visa® Credit Card Agreement & Truth-In Lending Disclosure Statement.


Pricing Information


*APR = Annual Percentage Rate. APR effective June 1, 2014. 0.00% introductory APR will continue for six months. After that the APR as of June 1, 2014 will be 8.15% to 14.24% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Rates are subject to change. **Cash advance transactions are subject to a cash advance fee which shall be the greater of $2.00 or 2% of the amount of the advance which is posted to the account during the billing cycle, but not to exceed $25.00 per cash advance. Cash advances do not have a grace period, finance charges will be assessed starting the day the charge is posted to your account.  ***APR may increase or decrease.


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