My First Visa^®

Apply for LAPFCU's My First Visa^® Credit Card and receive a six month introductory rate of 0.00% APR* on all purchases, cash advances** and balance transfers.

My First Visa^® Credit Card Features:

• Low six-month introductory rate* on all purchases and cash advances**
• Non-Variable Annual Percentage Rate (APR)
• Up to $1,000
• No Annual Fee
• Low minimum payments
• Cash advance** available at LAPFCU branches or ATMs displaying the Visa^® logo
• PIN (Personal Identification Number) available for Visa^® ATM access
• Free automatic travel accident insurance up to $500,000 (when travel tickets are purchased with this credit card)

First-time borrows under the age of 21:

• Must submit an application, and
• Obtain the signature of a qualified LAPFCU member as a co-signer, or joint applicant

Lost or Stolen Visa Card? Call (800) 325-3678

Classic Visa^® Credit Card Agreement & Federal Truth-In Lending Disclosure statement.

Pricing Information

*APR = Annual Percentage Rate. APR effective June 20, 2012. 0.00% introductory APR will continue for six months. After that the APR as of June 20, 2012 will be 13.99% to 17.90% based on your creditworthiness. **Cash advance transactions are subject to a cash advance fee which shall be the greater of $2.00 or 2% of the amount of the advance which is posted to the account during the billing cycle, but not to exceed $25.00 per cash advance. Cash advances do not have a grace period, finance charges will be assessed starting the day the charge is posted to your account.