My First VISA®

Apply For LAPFCU's My First VISA Credit Card and Receive A Six Month Introductory Rate of 2.99% APR* On All Purchases, Cash Advances** and Balance Transfers.

My First VISA Credit Card Features:

• Low six-month introductory rate* on all purchases and cash advances**
• Non-Variable Annual Percentage Rate (APR)
• Up to $1,000
• No Annual Fee
• Low minimum payments
• Cash advance** available at LAPFCU branches or ATMs displaying the VISA logo
• PIN (Personal Identification Number) available for VISA ATM access
• Free automatic travel accident insurance up to $500,000 (when travel tickets are purchased with this credit card)

To apply for a My First VISA Credit Card:

Members must be between the ages of 17- 22 with an open LAPFCU checking account. To apply without a co-signer, the applicant must be a minimum of 18 years of age. The applicant must also be one of the following:

• A Student - enrolled in an accredited college or university with a minimum of 12 units, or full time at a trade school; has $200.00 verifiable monthly gross income (income verification may be a letter of financial support from parent or guardian), and no unsatisfactory credit or banking history.
• A First-Time Borrower - employed full or part time for one year or more; has $500.00 verifiable monthly gross income and no unsatisfactory credit or banking history.
• If Neither Applies - they may apply with a qualified cosigner.

Lost or Stolen Visa Card? Call (800) 325-3678

Classic VISA Credit Card Agreement & Federal Truth-In Lending Disclosure statement.

*Introductory rate applies to only new cardholders.  **Cash advance transactions are subject to a cash advance fee which shall be the greater of $2.00 or 2% of the amount of the advance which is posted to the account during the billing cycle, but not to exceed $25.00 per cash advance. Cash advances do not have a grace period, finance charges will be assessed starting the day the charge is posted to your account.

¹The links provided within this area are for our Members' convenience and in no way imply an endorsement. The links may take you to other web sites, which may or may not be secure. The Credit Union does not operate these web sites and is not responsible for their content, security or privacy. Any issue arising from content, the use of transactions with or inability to access these sites, should be directed to the actual site owner.

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