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Credit & Loans

My First Visa®

Apply for LAPFCU's My First Visa® Credit Card and receive a six month introductory rate of 0.00% APR* on all purchases, cash advances** and balance transfers.

My First Visa® Credit Card Features:

  • Low six-month introductory rate* on all purchases and cash advances**
  • Non-Variable Annual Percentage Rate (APR)
  • Up to $1,000
  • No Annual Fee
  • Low minimum payments
  • Cash advance** available at LAPFCU branches or ATMs displaying the Visa® logo
  • PIN (Personal Identification Number) available for Visa® ATM access
  • Free automatic travel accident insurance up to $500,000 (when travel tickets are purchased with this credit card)

First-time borrows under the age of 21:

  • Must submit an application, and
  • Obtain the signature of a qualified LAPFCU member as a co-signer, or joint applicant


Lost or Stolen Visa Card? Call (800) 325-3678

Classic Visa® Credit Card Agreement & Federal Truth-In Lending Disclosure statement.

Pricing Information


*APR = Annual Percentage Rate. APR effective June 1, 2014. 0.00% introductory APR will continue for six months. After that the APR as of June 1, 2014 will be 12.99% to 17.90% based on your creditworthiness. **Cash advance transactions are subject to a cash advance fee which shall be the greater of $2.00 or 2% of the amount of the advance which is posted to the account during the billing cycle, but not to exceed $25.00 per cash advance. Cash advances do not have a grace period, finance charges will be assessed starting the day the charge is posted to your account.


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