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Credit & Loans
 

Credit Cards


With low rates, low minimum payments and no annual fees, our Visa® Cards are an excellent value.

Tired of excessive fees and high credit card rates? LAPFCU has the answer.

Visa® Classic

With no annual fee, low minimum payments and a low non-variable APR, our Classic Visa® card is an excellent value. Receive a six month introductory rate of 0.00% APR**.

Platinum Rewards Visa®

Receive a six month introductory rate of 0.00% APR*** on all purchases, cash advances**** and balance transfers, plus earn rewards for travel, merchandise and more.

My First Visa®

This is a great option for first-time, student, card holders. Build credit and gain financial independence with no annual fee, low minimum payments and a low non-variable APR. Receive a six month introductory rate of 0.00% APR**.

Rates

Visa Billing Dates

Select a preferred bill statement date that best suits your needs – choose from the first, sixth or twelfth billing day of the month.

EZ Card Info

Pay your Visa® credit card bill and manage your account online anytime, anywhere, 24 hours a day and 7 days a week.

Verified By Visa®

Enjoy added security for all your online Visa® card purchases at no additional charge. This protects you and your Visa® account from unauthorized charges. Sign up for this free service.

 

**APR = Annual Percentage Rate. APR effective June 20, 2012. 0.00% introductory APR will continue for six months. After that the APR as of June 1, 2014 will be 12.99% to 17.90% based on your creditworthiness. ***After the 0% introductory rate APR as of June 1, 2014 will be 08.15% to 14.24% based on your creditworthiness. APR subject to change.

**** Cash advance transactions are subject to a cash advance fee which shall be the greater of $2.00 or 2% of the amount of the advance which is posted to the account during the billing cycle, but not to exceed $25.00 per cash advance. Cash advances do not have a grace period, finance charges will be assessed starting the day the charge is posted to your account.

 



VISA

 
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